BlackOpal is LATAM's global payments finance platform, connecting Brazil's credit market to global capital across TradFi and Web3 rails. Tokenized, investment-grade yield. Structural limited credit risk.
We deliver emerging market returns without emerging market risks through AA+ rated payment network receivables, diversification, and FX hedging.
| Our solutions prioritize capital preservation while optimizing yield, liquidity, and risk management within each product's specific mandate. |
We provide investment-grade, short-term payment financing across key sectors including credit card receivables, invoice financing, cross-border payments, and point-of-sale lending.
Our risk management framework incorporates built-in downside protection, strategic diversification across asset classes sectors, and real-time market monitoring to preserve capital.
GemStone provides exposure to short-duration Brazilian credit card receivables with structurally limited credit risk where the effective counterparty is the card networks (Visa, Mastercard) and regulated by the Central Bank of Brazil. Offered through two bankruptcy-remote vehicles with structurally protected capital: a secured credit facility and a Brazilian FIDC. All transactions are independently verified. Available USD-hedged via NDFs or in BRL.
Settlement: USD, USDT, USDC
LiquidStone II is a hybrid-strategy providing exposure to short-duration Brazilian credit card receivables with structurally limited credit risk, regulated by the Central Bank of Brazil, paired with an on-chain liquid sleeve of regulated, daily-redeemable instruments for liquidity and composability. Offered in a Brazilian FIDC with receivables owned outright via True Sale, independently verified, fully hedged via institutional NDFs, targeting a 12% annualized return in USD.
Settlement: USD, USDT, USDC
Contact our Investment Team to explore BlackOpal's specialized solutions, custom investment structures, and streamlined onboarding process.