BlackOpal is a LATAM's Global Payments Finance Platform.
We serve the credit needs of merchants across Brazil while connecting its $750 billion credit card payments market to global capital. Dual TradFi and Web3 rails. Tokenized investment-grade yield. Structural zero credit risk.
We deliver emerging market returns without emerging market risks through AA+ rated payment network receivables, diversification, and FX hedging.
| Our solutions prioritize capital preservation while optimizing yield, liquidity, and risk management within each product's specific mandate. |
We provide investment-grade, short-term payment financing across key sectors including credit card receivables, invoice financing, cross-border payments, and point-of-sale lending.
Our risk management framework incorporates built-in downside protection, strategic diversification across asset classes sectors, and real-time market monitoring to preserve capital.
GemStone provides exposure to short-duration Brazilian credit card receivables with structurally limited credit risk where the effective counterparty is the card networks (Visa, Mastercard) and regulated by the Central Bank of Brazil. Offered through two bankruptcy-remote structures: a secured credit facility (min USD25M) and a Brazilian FIDC (min USD10M). All transactions are independently verified. Available USD-hedged via NDFs or in BRL.
Settlement: USD, USDT, USDC
LiquidStone II is a hybrid-strategy product providing exposure to short-duration Brazilian credit card receivables with structurally limited credit risk, regulated by the Central Bank of Brazil, paired with an on-chain liquid sleeve of regulated, daily-redeemable instruments for liquidity and composability. Offered as a single-investor sub-fund within a Brazilian FIDC (min USD10M): structurally protected capital, with receivables owned outright via True Sale, independently verified, fully hedged via institutional NDFs, targeting a 12% annualized return in USD.
Settlement: USD, USDT, USDC
Contact our Investment Team to explore BlackOpal's specialized solutions, custom investment structures, and streamlined onboarding process.